Mogo Finance Technology (NASDAQ:MOGO) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, valuation, earnings, profitability, institutional ownership, risk and dividends.
Institutional & Insider Ownership
5.5% of Mogo Finance Technology shares are owned by institutional investors. Comparatively, 49.9% of Consumer Portfolio Services shares are owned by institutional investors. 46.2% of Consumer Portfolio Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
This is a summary of recent recommendations and price targets for Mogo Finance Technology and Consumer Portfolio Services, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Mogo Finance Technology||0||0||3||0||3.00|
|Consumer Portfolio Services||0||0||2||0||3.00|
Mogo Finance Technology presently has a consensus target price of $7.00, suggesting a potential upside of 197.87%. Consumer Portfolio Services has a consensus target price of $5.50, suggesting a potential upside of 35.47%. Given Mogo Finance Technology’s higher possible upside, analysts plainly believe Mogo Finance Technology is more favorable than Consumer Portfolio Services.
Valuation and Earnings
This table compares Mogo Finance Technology and Consumer Portfolio Services’ top-line revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Mogo Finance Technology||$37.54 million||1.45||-$15.21 million||($0.68)||-3.46|
|Consumer Portfolio Services||$434.38 million||0.21||$3.76 million||$0.80||5.08|
Consumer Portfolio Services has higher revenue and earnings than Mogo Finance Technology. Mogo Finance Technology is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.
This table compares Mogo Finance Technology and Consumer Portfolio Services’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Mogo Finance Technology||-39.52%||-1,609.72%||-15.25%|
|Consumer Portfolio Services||-0.11%||7.76%||0.60%|
Consumer Portfolio Services beats Mogo Finance Technology on 8 of the 11 factors compared between the two stocks.
Mogo Finance Technology Company Profile
Mogo Finance Technology Inc. operates as a financial technology company in Canada. The company offers its products to help consumers enhance their financial health. It offers digital access to free monthly credit score monitoring; MogoCard, a Mogo Platinum Prepaid Visa card; MogoMoney personal loans; MogoProtect to identity fraud protection; and MogoMortgage, a…